FHC Health Plan
Pricing &
Plans
Affordable health coverage made simple.
At Family Health Choice, we believe everyone deserves access to quality healthcare—without surprise bills, confusing terms, or long waits. Our Health Plan options give you access to trusted doctors, specialists, and services through clear plans and transparent pricing.
Step 1
Choose Your Coverage Type
FHC Individual Coverage
Starting at
$45/mo*
Health coverage for one individual.
Ideal for individuals or independent adults wanting straightforward, affordable care.
FHC Couples Coverage
Starting at
$75/mo*
Health coverage for two individuals.
Ideal for partners or spouses who want to share affordable, quality coverage.
FHC Family Coverage
Starting at
$105/mo*
Add additional children
under 18 for as low as
$20/mo
Health coverage for a family of three or more individuals.
Great for families who want peace of mind knowing everyone is covered affordably.
* Prices shown are sample starting points. Final pricing depends on age, ZIP code, benefits selected, and any add-ons.
Step 2
Choose Your Plan Type
The Health Plan has a complete network of medical providers that includes
In addition to the network of medical providers, Family Health Choice gives you the option to choose your plan and have an assigned Primary Care Physician or specialist.
Assigned Primary Care Physician has a member co-payment of $15 per office visit
Assigned Specialist(s) have a member co-payment of $30 per office visit
| Plan Type | What's Included | Selection Details | Extra Cost |
|---|---|---|---|
| PHC Basic | 1 Primary Care Provider (PCP) only. No Specialist. | Select and assign yourself a Primary Care Physician. | $0 |
| PHC Plus | 1 PCP + up to 2 specialists per person | Select and assign yourself a Primary Care Physician and up to two Specialist. | +$5 per additional specialist |
| PHC Dual Plus | 1 Dual* PCP + 1 additional specialist per person | Select and assign yourself a Primary Care Physician with a secondary specialty and one additional Specialist. | +$5 per additional specialist |
| PHC Premium | 1 PCP + 3 or more specialists per person | Select and assign yourself a Primary Care Physician and three or more Specialist. | +$5 per additional specialist |
| PHC Dual Premium | 1 Dual PCP + 2+ additional specialists per person | Select and assign yourself a Primary Care Physician with a secondary specialty and three or more Specialist. | +$5 per additional specialist |
*Dual = A Dual Specialty PCP is a Primary Care Provider with a secondary specialty (e.g., Internal Medicine Cardiologist)
One-time $25 application fee per enrollment
No immigration status required
Step 3
Choose Your Optional Benefit Upgrades
| Plan Type | Individual | Couple | Family (3+ People) |
|---|---|---|---|
| Telemedicine | $4.20 | $8.40 | $12.60 |
| Essential Smile Dental Plan | $8.50 | $17.95 | $19.95 |
| Elite Smile Dental Plan | $10.20 | $21.65 | $22.65 |
| Pharmacy CostCareRx | $8.50 | $11.00 | $12.00 |
An Important Note
Family Health Choice is a Florida-licensed Prepaid Health Clinic (PHC). It provides prepaid access to healthcare services through its network of participating providers.
Looking for a Discount Plan Instead?
If you want a flexible, savings-based plan, explore our Discount Plan (DPO).