FHC Health Plan

Pricing &
Plans

Affordable health coverage made simple.

At Family Health Choice, we believe everyone deserves access to quality healthcare—without surprise bills, confusing terms, or long waits. Our Health Plan options give you access to trusted doctors, specialists, and services through clear plans and transparent pricing.

Step 1

Choose Your Coverage Type

FHC Basic
Individual Coverage

Starting at

$45/mo*

Health coverage for one individual.

Ideal for individuals or independent adults wanting straightforward, affordable care.

FHC Basic
Couples Coverage

Starting at

$75/mo*

Health coverage for two individuals.

Ideal for partners or spouses who want to share affordable, quality coverage.

FHC Basic
Family Coverage

Starting at

$105/mo* 

Add additional children
under 18 for as low as
  $20/mo

Health coverage for a family of three or more individuals. 


Great for families who want peace of mind knowing everyone is covered affordably.

* Prices shown are sample starting points. Final pricing depends on age, ZIP code, benefits selected, and any add-ons.

Step 2

Choose Your Plan Type

The Health Plan has a complete network of medical providers that includes

  • Primary Care Physicians (PCPs)
  • Specialists
  • Ancillary Providers
  • Laboratory
  • Diagnostics
  • Hospital Medical Advocacy
  • Pharmacy
  • Dental
  • Vision
  • Telemedicine
  • And more!

In addition to the network of medical providers, Family Health Choice gives you the option to choose your plan and have an assigned Primary Care Physician or specialist. 

Assigned Primary Care Physician  has a member co-payment of $15  per office visit 

Assigned Specialist(s) have a member co-payment of $30  per office visit

Plan Type Selection Details
PHC Basic Select and assign yourself a Primary Care Physician.
PHC Plus Select and assign yourself a Primary Care Physician and up to two Specialist.
PHC Premium Select and assign yourself a Primary Care Physician and three or more Specialist.

One-time $25 application fee per enrollment

No immigration status required

Step 3

Choose Your Health Plan Benefit Upgrades

Plan Type Individual Couple Family (3+ People)
Telemedicine $4.20 $8.40 $12.60
Essential Smile Dental Plan $8.50 $17.95 $19.95
Elite Smile Dental Plan $10.20 $21.65 $22.65
Pharmacy CostCareRx $8.50 $11.00 $12.00

Step 4

Understand Your
Health Plan Co-Payments

Service Type Member Co-Pay
Prepaid Assigned Primary Care Provider (PCP) $15
Prepaid Assigned Specialist $30
Other Medical Providers (not prepaid assigned) $30–$100 depending on specialty

Co-payments apply only to Health Plan members who have selected and are assigned to a Primary Care Provider (PCP) or Specialist. 

Step 4

Understand Your
Co-Payments

Service Type Member Co-Pay
Prepaid Assigned Primary Care Provider (PCP) $15
Prepaid Assigned Specialist $30
Other Medical Providers (not prepaid assigned) $30–$100 depending on specialty

Co-payments apply only to members who have selected a capitated PCP or Specialist.

Enroll Today

You can enroll online or through one of our licensed Sales Representatives.

After enrolling, you’ll receive:

  • A confirmation email and welcome message
  • Your digital Member ID card
  • Instructions to select your doctor(s) and specialists
  • Immediate access to care once your plan is active

Enroll Today

You can enroll online or through one of our licensed Sales Representatives.

After enrolling, you’ll receive:

  • A confirmation email and welcome message
  • Your digital Member ID card
  • Instructions to select your doctor(s) and specialists
  • Immediate access to care once your plan is active

An Important Note

Family Health Choice is a Florida-licensed Prepaid Health Clinic (PHC). It provides prepaid access to healthcare services through its network of participating providers.

Looking for a Discount Plan Instead?

If you want a flexible, savings-based plan, explore our Discount Plan (DPO)

Our Discount Plan